Jim Yih

Articles by this Author (most recent on top):

• The Best of Blogs – Personal Favorites
• The Best of Blogs – most popular articles
• Is shopping for the best credit card common sense?
• New credit card measures coming in Canada
• The investment swap: Swapping investments out of the RRSP
• 5 Reasons why are people not saving money?
• Take control of your portfolio before you retire
• WealthWebGurus mid year update
• Unlocking pension money: Getting money out of a LIRAs
• Unlocking Pension funds due to financial hardship
• Caution before you cancel life insurance policies
• More on Canadian Finance Blog
• Problems with over contributing to the Tax Free Savings Account
• Do you need life insurance in retirement?
• The proper use of RRSPs: the one formula approach
• How much will you get from Canada Pension Plan in Retirement?
• Duties of an executor – an executor’s checklist
• Choosing the right executor for your estate
• Getting money out of your RRSPs in retirement
• How much of your money should be conservative?
• Marginal Tax vs Average Tax
• Fresh Perspective Interview with Jim Yih
• Give the Gift of a Legacy on Mother’s day
• It’s time to do some tax planning
• Minimum income rules for Registered Retirement Income
• Mutual Fund Fees do matter
• Is it possible to predict movements in the stock market?
• Improving your financial health
• Jim Yih is writing for Canadian Finance Blog
• April is Financial Literacy Month
• Stages of Investing RRSPs
• Jim Yih on CTV News on Legacies
• Financial Literacy in Canada
• The Best of the Bloggers
• Financial stress is affecting the workplace
• Causes of Financial Stress
• Enough Bull: The bull about GICs
• Reverse Mortgages: Getting money out of your home in retirement
• Advice for GIC Investors
• Advantages of Self-Directed RRSPs
• The Great RRSP Debates
• RRSP Quick Facts 2010
• Minimizing Old Age Security Clawback
• New proposed changes for CPP
• Will Canada Pension Plan (CPP) be there when you retire?
• Smart Tips for Estate Planning
• Take Control of Your Money
• A Personal Message from Jim
• Buy and Hold does not always work
• Pension plans provide safe, guaranteed income in retirement
• Conservative investing is an abused term
• Markets hit retirees the hardest
• More success stories
• A happy retirement is not out of the question
• How much will the government pay you?
• Surviving the retirement risk zone with guaranteed income products.
• Be aware of the retirement risk zone
• Insurance Companies offer benefits for investors
• Where will your retirement income come from?
• Tips to handling an inheritance
• Learn how to swap your debt
• Good Debt and Bad Debt
• Elimination of 40-year mortgages
• Three simple questions to ask your advisor.
• Tips to finding a financial advisor
• How much should you invest globally?
• Investing is all starting to look the same
• Paying for financial advice
• Newlyweds need to talk about money
• What should retirees do to protect their income?
• Retirees should be more conservative with their portfolios
• Misconceptions of estate planning
• Financial success come is putting your money into financial assets
• Don’t get lured by Financial Pornography
• Become a smarter investor
• Tax planning strategies involving the pension income credit
• Are you taking advantage of the pension income tax credit?
• Common Mistakes People make on their tax return
• What is Tax Loss Selling?
• Who will use Tax Free Savings Accounts?
• Understanding the Tax-Free Savings Account (TFSA)
• Tax Smart Investing starts with understanding how investments are taxed
• High Net Worth investing
• Three reasons to take money out of your RRSPs early
• Does Spousal RRSPs still make sense?
• Take control of what you can control in investing
• Timeless Advice for the recent market volatility
• Financial resolution – Get a will
• Get serious about your finances
• 5 ways to pay off your credit cards
• New Years Financial Resolutions
• 2007 This time it’s different
• Top 3 common fallacies of personal finance
• Christmas is a time to give
• Buying your first home
• A Time to Give
• More year-end tax tips for investing
• Year end financial tips for 2007
• Can we really consistently pick investment winners?
• Predicting the Markets
• Re-visiting the merits of borrowing to invest
• Paying more frequently does not necessarily pay down mortgages faster
• Child Rearing Drop Out - Parents can get more out of CPP
• Time to pay down your mortgages
• Proliferation of hybrid products
• Alternatives for your savings
• Three common questions on Registered Education Savings Plans (RESPs)
• Four Great Reasons to invest in Registered Education Savings Plans (RESPs)
• What’s your sell discipline?
• Three P’s of investing
• More Tips to Help You Save Money
• Be aware of putting money into depreciating assets
• What would you do with an extra dollar?
• Principles of saving money
• Is savings money nature or nurture?
• The Halftime Report 2007
• Terminology for investment income
• Are you planning to work in retirement
• How to get your CPP early
• Is Real Estate able to continue booming?
• Two conundrums of Canada Pension Plan
• Understanding Government Benefits
• Chasing Performance is the biggest don’t to investing
• Be cautious when you are pitched to borrow to invest
• Think twice before you decide to move out your pension
• What are the considerations for dealing with pension choices
• 5 things you need to know to plan for retirement
• Six unconventional estate planning tips
• Income Splitting Strategies in Retirement
• How Much Will You Spend in Retirement?
• Get Your Tax Refund Early
• Income Splitting Strategies for Families
• Top Timeless Tax Tips 2007
• The Changing Face of Retirement
• Good Tax Planning Foundation of Financial Decision-Making
• Time to Get Rid of Debt
• Financial Tips for Empty Nesters
• Risk Tolerance vs Risk Capacity
• Making Sense of Lifecycle Funds
• How Do High Oil Prices Affect the Average Consumer?
• How Long Will Your Money Last?
• New Retirement Trends
• The Latte Factor
• Canadians Should Proceed with Caution
• Maximizing CDIC Coverage
• Use Caution When Tracking Unit Values of Mutual Funds
• Mutual Funds for Defense
• Thinking Outside the Box and Investing Outside RRSPs?
• Building a Retirement Vision
• An Economic Forecast
• Making Sense of Financial Compromise
• The Four C's of Investing
• The Halftime Report 2005
• Four Disciplines to Financial Success
• Common Misconceptions of Retirement
• 7 Habits of Wealthy Canadians
• Demographics and Investing!
• A Walk Through the World of Mutual Funds – Part II
• A Walk Through the World of Mutual Funds
• RRSP and Tax Planning Tips
• Who Says You Need to Stop Working at Age 65?
• Building the Perfect Investment
• What are the Benefits of F-Class Programs?
• The ABC, XYZ, MER and F's of Mutual Funds
• The Mutual Fund Review 2004
• Making the Decision to Borrow for RRSPs
• Make RRSP Savings One of Your 2005 Financial Resolutions
• Make Some Financial New Year’s Resolutions in 2005
• Everyone Has a Legacy
• Communication Necessary to Estate Planning
• Communication is Essential in Estate Planning
• It's Important to Teach Your Children About Money
• What News Will the Next Fiscal Quarter Bring for the Investor?
• Getting Government Money from the Education Savings Plans
• Buy Bonds and Pay Less Tax
• Mortgage Insurance is Not Just About Cost
• Do a Little Homework Before You Buy Mortgage Insurance
• You Can Create Your Own Index Linked GIC
• Remember the Four Key Components of an Estate Plan
• Considering New Mutual Funds
• When Should You Sell Your Mutual Funds?
• How Many Mutual Funds Are Too Many?
• Being an Executor of an Estate
• Should You Buy a Mortgage Fund?
• More on the Art and Science of Re-balancing
• Understanding the Art and Science of Portfolio Re-balancing
• Assessing Different Measures of Risk
• How Much Money Can You Stand to Lose?
• Where are Interest Rates Going?
• Estate Bond
• Understanding the Euphoria Surrounding Income Trusts
• Three D's of Tax Planning
• How Much Do You Think Your Pension is Worth?
• Understanding Withholding Tax in Retirement
• What is Your Net Worth?
• Generating Income From Your Mutual Funds
• RRSP Season is Over – What's Next?
• The World of Wrap Accounts and Pooled Investments
• Top Investment Ideas for 2004 – Part II
• Top Investment Ideas for 2004
• The Best and the Worst of 2003
• Bull Markets Run All Around the World
• The Ins and Outs of RESPs
• Saving for Education Using the RESP
• Understanding Mutual Fund Distributions
• Every Penny Counts in Banking
• How to Increase Your Returns by 10 Fold in Your Bank Account
• Do You Have a Will?
• What is Estate Planning?
• What to Look for in Financial Advisors
• Is Investing Emotional or Logical?
• Advantages of Investing in Life Insurance Company Products
• Are You Getting What You Pay For?
• Five Essential Investment Research Tips
• Understanding Investment Tools
• Investing Is A Science
• Understanding Absolute Performance
• Understanding Principal Protected Notes
• Will Markets Continue To Go Up (Part III)?
• Will Markets Continue To Go Up (Part II)?
• Will Markets Continue To Go Up?
• The Security of GICs
• Understanding Index Linked GIC Products
• The World of Guaranteed Investing
• More on Tax Smart Investing
• Understanding Real Return Bonds
• Hedge Funds and Alternative Strategies
• Cathy's Story of Life Insurance
• What Is The Best Type of Life Insurance?
• Do You Need Life Insurance?
• Is Management Style Really Important?
• Relative Performance
• What Should You Do With Your Monthly Contributions?
• Investing Your RRSPs
• Does It Pay to Buy RRSPs?
• Principles of Investing
• More Financial Resolutions
• Financial Resolutions
• Year End Checklist
• Charitable Giving Using Life Insurance
• Charitable Gifting
• Ten Ideas to Successful and Happy Retirement
• How Much Will I Need for Retirement?
• When is the Best Time to Retire?
• Getting Ready for Retirement
• Retirement is About More Than Just Money
• What is Retirement?
• Socially Responsible Investing
• Mixing Your Mutual Funds
• More Behaviors of Investing
• Investment Decisions Using Behavioral Finance
• Managing a Mutual Fund Portfolio
• Three Steps to Building a Mutual Fund Portfolio
• A Look at Income Trust Mutual Funds
• Should I Stay or Should I Sell?
• This Time it is Different
• Halftime Report
• Financial Stages of Life
• Mutual Funds and Fees
• A Statistical View of Mutual Funds
• Three Biggest Mistakes Investors Make
• Buy Low, Sell High
• Four Engines of the Market
• What Does the Weather Have To Do With Investing?
• Tax Planning Tidbits
• Transferring Your Pension
• Dealing With Your Severance Allowance
• Are You a Victim of Downsizing?
• Critical IIllness: Is There a Chance it Could Happen to You?
• Understanding High-Yield Bonds
• Are Markets Ready to Rally?
• What Should You Do With Your Tax Refund?
• Two Great Debates Surrounding the RRSP
• Top Investment Tips
• Make Your RRSP Contributions Today
• More on Tax Loss Selling
• RRIF Meltdown Strategy
• Bear Markets Can Create Opportunities for Tax Loss Selling
• Higher Income Without the Risk
• Rate Riser Rip-offs
• Seniors Cannot Afford To Not Take Risks
• Shop Around Before Choosing RRIFs
• Systematic Withdrawal Plans in Bear Markets
• Drawing Income in Retirement
• Dealing with World Market Turmoil and Uncertainty
• How Much Income Do You Need in Retirement?
• When is Leveraging Appropriate?
• Leveraging Comes In Different Forms
• The Risks of Leveraging
• Mackenzie Cundil Value Fund
• C.I. Global Energy Fund
• Spectrum Tactonics Fund
• The Benefits of Leveraging
• Do Ratings Really Work?
• The Halftime Report
• Probability of the Markets
• Thoughts from the Experts
• Do-it-yourself or Financial Advisor?
• Building Wealth is Simple, Not Easy
• Special Article - Converting Your RRSP to Income II
• And That's a Wrap!
• An Inside Look at Income Funds
• Should You Follow Your Fund Manager?
• How Do You Judge Performance?
• The Coming of the Next Bull Market
• What To Do With Your Tax Refund?
• Tax Tips 2001
• Investing and Taxes
• Mutual Fund Gurus: The Battle of the Books
• Market Volatility Creates Opportunity for Investment Income
• Could You See the Coming of the Bear Market?
• Time to Re-visit Leveraging
• Is This the Time to Buy Emerging Markets?
• Market Turmoil in Canada
• What To Do in a Bear Market?
• The Odds of a Bear Market
• The Proper Use of Spousal RRSPs
• Investing Your RRSPs
• Should You Take Out an RRSP Loan?
• New Tax Brackets for 2001
• The Test of a Good Investment
• In With the New and Out With the Old
• A Tough Year for 2000
• Investors Do the Wrong Things at the Wrong Time
• Changes, Changes and More Changes at Templeton
• Year End Finance Strategies
• The End is Near, Invest With Caution
• Is It a Matter of Style?
• How Much Are You Earning In Your Bank Account?
• Mutual Fund Corporations
• Trading Investments Can Mean Paying Taxes!
• Demographics and Investing!
• Fund Merger Mania
• Understanding Government Benefits II
• Newspaper Returns - Truth or Lie!!
• Snapshot Performance
• Does Past Performance Equal Future Performance
• Maximizing Your Income in Retirement
• Income From Your Non-RRSPs
• Converting Your RRSP to Income
• What Does Retirement Really Mean?
• Giving to Your Favorite Charity
• A Tale of Perfect Timing
• How Do You Judge Performance?
• Market Benchmarks
• What's a Fair Price for Your Funds?
• How to Attain Perfection in Investing
• Should I Stay or Should I sell?
• Principles of Cashflow
• Guaranteed Investment Certificates - Shop Wisely
• Felicity Foresight and Henry Hindsight!
• Tax Tips 2000
• Is This the Time To Buy?
• Correction 2000 - The Year of the Extreme
• Know Your Tax Brackets
• Paying Less Tax Means More Money In Your Pocket!
• Segregated Funds - Marketing Hype or Dream Investment
• More on Tech Mania and the Big Show
• The Ant and the Grasshopper: 5 Strategies for Conservative Investors
• Tecnology: Continued Boom or Ready to Bust?
• Premiere Column